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June 30, 2011
Don't let the binding process slow you down when you race the clock to get
nonsubscriber coverage in force.
Combined Group
knows
you would rather spend your time in front of clients, not at a desk, and we have
many time-saving online tools to help you do that
...more>
April 1, 2011
A new federal law requires all businesses that have any type of
liability insurance for work-related injuries register with the Department of
Health and Human Services and report regularly on job-related injuries,
beginning
...more>
January 26, 2011
The Texas Department of Insurance is improving efficiency via online
filing of Forms DWS-005 and DWC-205 (for additional locations and names) for
Texas nonsubscribers
...more>
November 4, 2010
Ever buy something because of its low price, only to have it cost you more in
the long run than the model you thought was too expensive ... more>
August 26, 2010
Texas employers who opt out of Workers'
Compensation in favor of nonsubscription face stiff penalties of up to $25,000
per day if they fail to file DWC Form-5 promptly at plan start-up and annually
thereafter
...more>
June 24, 2010
Nonsubscriber coverage through Republic just
got a lot better. We've
raised the Combined single indemnity limit to $2 Million with Republic CEI and
VIP plans.
We know each case is unique, so there is no such thing as a "one size fits all"
approach. As exposure increases, so must your ability
...more>
April 20, 2010
When we say the Combined Group is the
nonsubscriber market leader, it's not marketing hype; it is a fact. Here's why.
In our more than 20 years in the nonsubscription business we have earned the
complete trust and confidence of the industry's leading carriers
...more>
February 24, 2010
A federal law that took effect July 1, 2009 requires all businesses that
have any type of liability insurance for work-related injuries to
register with the Department of Health and Human Services. Companies
must report regularly about job-related injuries occurring January 1,
2010
...more>
December 2, 2009
The Employee Retirement Income Security Act of 1974 (ERISA) is federal
law that sets minimum standards and provides protection for people
enrolled in most voluntarily established pension and health plans in
private industry.
...more>
Copyright
© 2011 Combined Group |
All on-the-job injury insurance is not
the same, especially if you are in the Lone Star State. Texas
employers have the unique ability to opt out of the Workers'
Compensation system, under the original law written in 1913.
However, those employers, known as nonsubscribers, still need insurance
coverage in the event of workplace injury. That is where
nonsubscription comes in.
Widely considered the most reliable expert for
nonsubscription solutions, Combined Group helps agents understand and gain
access to this on-the-job injury insurance program that fully protects Texas
employers who opt to be nonsubscribers to Workers' Compensation.
A third of all Texas employers, including many
well-known companies, are nonsubscribers, yet only a small fraction of insurance
agents offer the nonsubscription alternative to their clients.
Combined
Group gives agents the tools and knowledge they need to offer nonsub products,
which are both competitively priced and allow competitive commissions as well.
Anchor Risk
Management Services is the in-house loss control organization for
Combined Group. The professionally-accredited staff of ARMS
provides safety program reviews of
Combined Group policyholders;
they also provide stand-alone safety consultative services on a fee
basis to employers, regardless of their insurance program.
View our Brochure
View Website
Anchor Claims
Management (ACM) is an affiliate of Combined Group. They
provide claims administration Nonsubscription policies with a staff of
highly trained and experienced adjusters. Their third-party
administration (TPA) has been recognized amount the best in the
industry.
View our Brochure
View WebsiteCopyright
Nonsubscription Brochure
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